Job Description

Description

Primary Objective:

• Manage and review assigned Loans under RRC\'s portfolio via strategic recovery actions, which includes repyment programme/ R&R/Legal actions;
• Provide relevant administrative support relating to legal recovery action and system update; Propose and negotiate restucturing and rescheduling plans to maximaise amount collected (conventional & Islamic Accounts)
• Manage collaboration and relationshio with external solicitors to support necessary legal action/proceedings; Execute end-to-end auction of all assets/collaterals to maximise auction sales value to reduce the debt;
• Propose and negotiate settlement plans to maximise amount recovered for written off cases;

Key Responsibilities:

• Evaluate,review,recommend and monitor compliance of recovery strategies for assigned Impaired/Written-off loans to meet the Centre\'s recovery target.
• Prepare monthly/quarterly/half-yearly and ad-hoc reports to Head Office on the managment of impaired portfolio of accounts.
• Perform relevant data update on portfolio of accounts in the respective systems.
• Dunning and calling activities to contact customers & manage calls and follow ups.
• Carry out restructure and resheduling activities.
• Prepare and issue proposal on payment plans,waivers,call off auctions and /or hold legal actions.
• Prepare and issue letters to solicitors/valuers/receivers & mangers/private Liquidator for relevant recovery action.
• Ensure post-settlement-process is complete and deletion of collateral data.
• Lodgement and withdrawal of Caveat.
• Attend to closure of AMLA.
• Conduct sie visits to check the business status ( still ongoing or cease operation) and relevant details.
• Hnadling SJPP/CGC matters and ensure claim is submitted within stipulated deadline, no outstanding guarantee fees etc.
• Identify and submit accounts which are qualified for write-off/write-down.
• Handling Security Documentation such as perfection and discharge.

Requirements

Requirements:
Degree in Banking/Finance/Business Administration/Management or other related fiels and disciplines

Minimum of 3 years experience as Officer of Loan Recovery at a financial institution

• Strong in Credit,Legal and Management skills
• Strong in business and industry knowledge
• Good interpersonal,communication and PC skills
• Good problem solving skills
• Good communication/people skills and able to handle customers
• Persistent,disciplined and strong sense on initiative to follow through on issues
• Knowledge of compliance/legal/regulatory requriements regarding collection activities
• Good knowledge of legal processes and procedures related recovery

Benefits

Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards

RHB Bank