Job Description

Description Primary Objective: To perform credit assessment on new margin applications and review on existing margin accounts. To ensure compliance of internal and external policies, guidelines and operating manuals To observe the turnaround time to process any request Key Responsibilities: Perform credit assessment & analysis for share margin financing new applications, requests for variation of terms and conditions and periodic review. Cases assigned usually require more detailed analysis such as credit proposals which require approval from various committees, single counter financing, clients whom are grouped together, clients who required special attention arising from deterioration in credit to safeguard the Bank\'s interest at all times. Assess and assign margin applications, various requests, and reviews to team members and attended to accordingly in timely manner and all information contained in the credit proposals are accurate to ensure compliance to any policies and guidelines, both internal and external. Handle enquiries & communication relating to share margin financing to internal and external customers. Plan and execute system enhancement for operational efficiency and reduce oversights in performing credit analysis. Review & formulate margin financing policies, guidelines and procedures. Supervise and develop team members\' competencies. Prepare and review reports for Management approval. Any other assignments by Management to ensure smooth operations within the departments Requirements Requirements: Bachelor Degree - Any related field(s). - N/A. However, staff is encourage to pursue Professional Banker qualification Minimum 5 years in credit assessment of retail loans. Financial analysis Benefits Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards

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