Job Description

Description

Primary Objective:

• Solicit for end financing projects from internal & external business partners.
• To deepen relationship with preferred developers thru account management model.
• Building sales and marketing activities with property developers for all property launching.
• To prepare checklist and submit all mandatory docs for new EF emplacement/Amendment Memo.

Key Responsibilities:

END FINANCING ARRANGEMENT

• To establish relationship & solicit EF projects from developers. To also work closely together with DSM/branches for EF tie-ups.
• To work with Relationship Managers of Group Corporate Banking/ Group Business & Transaction Banking on EF emplacements for RHB bridging projects.
• To arrange Personal Banker/ Mortgage Sales Consultant for launches after EF approval
• To perform site inspection and prepare Site Visitation Report.
• To gather and provide project information and documents for EF submissions.
• To conduct relevant Credit Bureau Check (i.e. CTOS / Experian / etc), SM search to ensure no adverse litigation/ bankruptcy action against the company & directors
• To conduct name screening under Watch Persons Check (WPC) in the AML System to mitigate the ML/TF risk on the developer/company (including their related parties).
• To adhere with the PEP requirement for the identified PEP customer
• To ensure prior recommendation from Group AML Practice is obtained on the identified Default High risk customers.
• To send instruction to valuers for PAR to ensure each of the development project pricing is in tandem with the market value and sentiment for all EF emplacements, amendment memos & price review.
• To submit to legal on non-panel solicitor approval and letter of undertaking format to be accepted and adopted by RHB.

COMPLIANCE RISK MANAGEMNT

• ENSURE COMPLIANCE WITH INTERNAL Policies, external Authorities Regulators / Legal/ ML- KYC, Corporate Policies and Services Standards.

Requirements

Diploma - . Diploma/ Advanced Diploma/ Degree holder.

Minimum 5 years' experience in mortgage or 3 years' experience in end financing arrangements

• Excellent interpersonal & communication skills.
• Intimate interpersonal, analytical and problem solving skills.
• Excellent knowledge in EF & Regulatory Guidelines, HDA, Strata Management Act & National Land Codes.

Acceptable level of MIS analytics

Benefits

Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards