Job Description

:

Manage matters related to the formulation of overall policies for the credit assessment system based on the screening criteria and profitability and risk management of products, including at subsidiaries level.

Understand consumer credit market trend and continue improving credit assessment end to end process by introducing latest technology and practice.

Maximize and continue improving asset from profitability point of view.

Identify data trends via deep data analytics and summarize key findings for policy implementation.

Establish formulation of overall policies related to screening standards based on comparisons and analysis of domestic and overseas products such as credit cards, instalment loans (easy payment), hire purchase, personal loans, etc.

Review credit risk management policy and framework.

Monitor, evaluate, and improve Score card and rule engine management.

Manage IL and monitor overall profitability by customer and merchant level.

Job Requirement:

Minimum 5 years relevant working experience preferably in banking / financial institutions with at least 1-year management exposure.

Result-oriented with an ability to develop and grow the department through intensive monitoring and mentoring.

Strong analytical skills in credit and credit risk assessment.

Good written and communication skills, analytical minded with a sense of accuracy.

Good and balanced business acumen.

Applicants should be Malaysian citizens or hold relevant residence status.

Proficiency in data analysis and business management software.

Excellent Leadership characteristic and interpersonal skills

Exceptional analytical and problem-solving abilities.

Ability to collaborate with a variety of stakeholders.

Excellent organizational and time-management skills.

Strong analytical skill and able to work under pressure.

AEON