Meet sales target by securing new quality loans in line with management decision on the portfolio mix of products and customers
Maintain excellent business relationship with internal and external customers and dealers to create business leads and opportunities
Received loan/financing applications from dealer/customer/salesman and ensure documents received are in accordance to Auto credit underwriting guidelines requirement
Ensure consent for credit bureau checking is given by customer before proceeding further on the loan/financing applications compliance
Interview applicant (by phone/in person) and conduct KYC/CDD and ECDD for higher risk customer
Authentication of identification, income and vehicle documents compliance
Create credit application in Auto Credit System (ACS). Perform data entry (SDE & FDE) in ACS and ensure data keyed in is complete and accurate
Ensure Credit Application is created timely to meet targeted Turnaround Time compliance
Perform CTOS enquiry for (i) all non-individual applications. (ii) all individual applications that exceed AFS\xe2\x80\x99s DA and (iii) other than the above as and when required
Keep dealers updated on a daily basis the status of cases submitted
Supervise and ensure timely issuance of Letter of Undertaking to dealer and follow up on the execution of HP agreement and other related documents
Serve Product Disclosure Sheet (PDS) and brief customer/s on the contents of HP agreement and witness the execution of the Agreement compliance
Investigate and follow up on cases that have been delayed for approval and disbursement
Prepare proposal for panel dealership and other facilities applied by panel dealers
Conduct site visits when required
Prepare reports for Business Manager as and when required
Any other duties and responsibilities as assigned by Management from time to time
Job Requirement:
Diploma / Higher Diploma/ Degree Qualification in Banking related discipline, Finance and Management.
Fresh graduate or with min 1 years of work experience in Banking or Auto Finance industry.
Good communication and interpersonal skills to build business relationships with dealers.
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