Job Description

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Key Responsibilities

• To perform evaluation and credit decisions in respect of loan applications received from sales person in line with the Bank\'s Credit Policy and Guidelines/Business Rules.
• To ensure all recommendation made by credit officers are in line with the Bank\'s Credit Policy and Guidelines.
• To improve credit operational efficiency and effectiveness of Secured Credit continuously in providing services to sales person in order to meet the standards imposed by the Bank.
• To review exceptional cases as and when required.
• To decide on proposals within the DA.
• To ensure application are processed within the stipulated turnaround time / KPI set and customer\'s expectation is met.
• To recommend decisions to Credit Manager on loan applications based on the DA stated in the Bank\'s Policy and Guidelines.
• Provide training and coaching to new staffs.
• To recommend and participate in process improvement initiatives for work efficiency.
• Other duties and responsibilities as and when requested by superior.

• Bachelor Degree or Professional Qualification in the relevant discipline (Banking/ Accounting/Finance/Business/Economics) or its related courses.
• Preferably with CCP IBBM / CCE AICB qualification.

• Preferably experienced in Credit or Audit.
• Credit experience of minimum 3 years.
• Possess good related credit knowledge covering:
• Credit and its regulatory framework
• Credit risk management (quantitative and qualitative)
• Principles of Lending
• Loan structuring and administration

CIMB